ABOUT US
At Reliable Business Capital, we know that running a small business can be as tough as it is rewarding—and that access to funding shouldn’t be limited by rigid formulas or outdated credit standards. Like you, we believe your business deserves every opportunity to grow, thrive, and make an impact.
Why We Exist
After the 2008 financial crisis, we saw firsthand how banks made it harder than ever for small business owners to access the capital they need. Even today, nearly 80% of small business loan applications are rejected by traditional banks, leaving entrepreneurs searching for solutions and, too often, feeling discouraged.
We started Reliable Business Capital to be that solution—for business owners who deserve a second look and a real partner in their growth journey.
Our Mission
Your ambitions don’t end when the bank says “no”—and neither do ours.
Our mission is simple: to help small business owners like you discover reputable, Alternative financing options so you can secure the working capital, equipment, and real estate funding you need to reach the next level.
How We Help
We do more than offer loans—we walk beside you every step of the way:
We Listen First: Every business has a unique story. We start by understanding your vision, your challenges, and your goals.
We Educate & Guide: You’ll always know your options, with straightforward explanations in plain English—no jargon, no surprises.
We Connect You: Through our vetted network of alternative lenders, we match you with financing tailored to your specific needs, whether it’s working capital, equipment financing, SBA loans, or commercial real estate funding.
We Stay With You: When the next opportunity or obstacle comes, you have a partner you can call—not just another lender.
Why Reliable Business Capital?
A Human Approach: We look beyond credit scores, focusing on your business’s real performance and potential.
Transparent Process: Fast approvals, honest guidance, and clear terms—so you can plan confidently.
Long-Term Relationships: We’re committed to helping you seize every opportunity, today and for years to come.
REMEMBER: If your bank says no, Reliable Business Capital is ready to guide you to a yes.
Let’s talk about your next chapter. Start your application or reach out for a conversation—we’re here to help you move your business forward, one smart step at a time.”
FAQs
Your Queries Answered: Navigating Financial Success with Reliable Business Capital
I have bad credit and even a previous bankruptcy. Can you get me funding?
This is one of our most frequently asked questions and the answer is YES!
If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital.
The qualifications are:
1) you have been in business for at least 3 months.
2) your business generates sales of more than $5,000 per month.
In over 85% of cases, if you meet these two requirements, we can provide you with funding!
What can I use the funding for?
It’s your money for your business, so you can use it however you see fit.
Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses.
You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so.
It’s a win-win situation.
What are the minimum requirements for funding?
*Minimum of three months in business.
Minimum of $5,000 in monthly revenues.
Your business is based in the United States.
*(However, we will entertain Start-Up businesses that make sense.)
How do I get started with Reliable Business Capital?
Click on any of the "Apply" buttons and fill out the
Pre-Qualified Lending Application to get started.
Are you the one funding me?
We're not the lender—We're your advantage in getting funded.
What sets us apart is our ability to navigate the lending landscape on your behalf. We know which lenders move quickly, what they look for, and how to present your business in the best light.
That’s the kind of leverage most business owners don’t have on their own.
What is your application process?
The application process is straightforward and should take approximately five minutes.
You can submit your application simply by clicking on any of the "Apply" buttons on our website.
Once we receive your full application and supporting documents, you will receive an offer within 24-48 hours for most funding options.
